Canada Homes for Sale & Real Estate Listings

Real Estate Locators makes finding Canadian homes for sale, real estate listings and local real estate agents faster. Our targeted real estate site makes it quick and easy for you to search through local mls homes for sale and mls real estate listings in any city or neighborhood across Canada. The property listings that we direct you too will include residential and commercial properties that are relevant to the Canadian city you are searching for real estate in.

 

To help you find the most accurate homes for sale and real estate listings, we will have a Canadian mls real estate agent follow up with you to make sure that you have the most up to date property listings in the city you are searching. These professional real estate agents are experts in their respective Canadian cities real estate market and will help refine your home search. Please visit CREA for further information on the Canadian real estate market and how to best select a local realtor. Canadian cities include Brampton Homes, Richmond Hill homes and Toronto homes for sale. Enjoy the Canadian real estate listings and we wish you success in finding the perfect home!

 

To view Canada real estate listings and homes for sale simply click on a province to the right and start searching instantly for free to enjoy access too hundreds of mls properties for sale. Real Estate Locators - Canada's top-ranked, online real estate website makes finding mls homes for sale, real estate listings and local mls real estate agents an easier one.

Recent Canadian Real Estate News

 

CMHC Hiking Insurance Premiums
Thu, 01 Jan 1970 00:00:00
Homebuyers with less than 20% down are going to pay more. CMHC is hiking mortgage insurance rates for the third time in three years. Premiums are jumping up to 0.65 percentage points on the highest LTV mortgages, effective March 17, 2017. Here’s the new premium table: But high-ratio hikes aren’t the only story. Premiums on mortgages between 65.01 and 80% LTV are soaring too. At 80% LTV, the premium is almost doubling to 2.40%. That will push up interest rates among lenders who currently pay this premium for their customers in order to securitize the mortgage. CMHC had a conference call READ MORE

No New Rules Coming. Well, Maybe One
Thu, 01 Jan 1970 00:00:00
Finance Minister Bill Morneau is suggesting that no new mortgage rules are on the drawing board. After meeting with economists on Friday, he told reporters: “We, as you know, were quite careful in considering the…situation around the housing markets across the country as we considered measures to ensure that, you know, the people’s biggest investment was protected. We put in place some measures that we thought would better protect people by ensuring that the mortgages that they took on were appropriate for their situation.” “We will remain focused on this area to ensure that those measures are having the desired READ MORE

First-Timers Delaying Homebuying
Thu, 01 Jan 1970 00:00:00
Nearly half of Ontario’s first-time buyers say they’ll delay their home purchase as a result of the federal government’s new mortgage rules introduced in October. As part of the government’s new stress-testing measures, buyers with less than a 20% down payment must now prove they can afford a payment at the BoC benchmark rate (currently 4.64%). That change alone will force approximately 45% of first-time homebuyers to postpone their purchase while they continue building up their down payment, according to a recent Ipsos poll conducted for the Ontario Real Estate Association (OREA). “It’s important to remember who’s being affected by measures that READ MORE

Regulators Deserve Praise…and Reproach
Thu, 01 Jan 1970 00:00:00
CMT has a long record of critiquing government rule changes in the mortgage business. It’s a check and balance on a bureaucratic system that sometimes “forgets” to consult stakeholders and discounts the consumer repercussions of its policies. But it would be a mistake to misinterpret this as advocating for the status quo. On the contrary, Canada’s mortgage regulators have kept our housing market from going completely off the rails. Specifically, they’ve been prescient and wise in reversing lax lending policies, including: Zero-down insured loans 100% rental financing 95% insured refinances 95% stated income financing Insured interest-only financing High-ratio HELOCs Insufficient minimum credit scores Inadequate READ MORE